The rates below for were recently offered by Bradford National  Bank.  The 15, 20, and 30 year fixed rates are based upon a $100,000 mortgage for the purchase of your primary residence.  Rates can vary for refinances, loan to values, loan size and credit history.  For the most accurate rate quote please contact your Bradford National Bank representative. 
 

Rates as of Tuesday, May 14, 2013
Interest Rate Annual Percentage Rate Payments Payment per $1,000 Closing Costs
30 Year Fixed Rate Mortgage
3.625% 3.704% Show Payments and Rates $4.56 $1,828.55
20 Year Fixed Rate Mortgage
3.625% 3.736% Show Payments and Rates $5.86 $1,828.55
15 Year Fixed Rate Mortgage
2.875% 3.015% Show Payments and Rates $6.85 $1,797.35

Rural Development loans offer the ability to obtain 100% financing for your home purchase, or if your current loan is guaranteed by Rural Deveolpment you may be eligible to refinance.  The below rate and terms are based upon a $75,000 mortgage.  Rates can vary depending on loan size and credit history.  Please contact your Bradford National Bank representative for further information on the Rural Development Program.
 
 

Rates as of Tuesday, May 14, 2013
Interest Rate Annual Percentage Rate Payments Payment per $1,000 Closing Costs
Rural Development
3.250% 3.517% Show Payments and Rates $4.35 $4,594.30


Bradford National Bank offers competively priced ARM loans which generally require less costs at closing.  The servicing of these loans is retained by Bradford National Bank for your convenience.  Rates vary according to credit history, loan to value and debt to income.  Please contract a Bradford National Bank representative to discuss the advantages of this financing option. 
 

Rates as of Tuesday, May 14, 2013
Interest Rate Annual Percentage Rate Payments Payment per $1,000 Closing Costs
5/1 Arm
4.250% 4.107% Show Payments and Rates $4.92 $1,063.00
3/1 Arm
4.000% 4.017% Show Payments and Rates $4.77 $1,063.00